How to Order Your Free Annual Credit Report

Those little jingles you hear about getting your “free” credit report on television or on the radio sound good, but they are really not free. There is usually a stipulation or another product that is being marketed.

The federal Fair and Accurate Credit Transaction Act is a federal mandate that requires consumer credit reporting  agencies (that include Equifax, Trans Union and Experian) to give you a free copy of your credit report once a year. These  three consumer credit reporting agencies have set up a central Web site, a toll free number,  and a mailing address so you can receive your really free credit report! These agencies will NEVER send you an e-mail solicitation or use pop-ups. Get your free annual credit report to view and fix credit problems you may have, but are not aware of! Use the contact information below:

Web site: www.annualcreditreport.com

Toll Free: 1-877-322-8228

Address: Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

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